Privacy policy

Easy2bewealthy is a financial product distribution and financial planning services business based in India.

Our services may include assistance relating to products such as Mutual Funds, Systematic Investment Plans (SIPs), Bonds, Unlisted Shares, P2P Lending, Term Insurance, Health Insurance, Vehicle Insurance and other financial products or services offered from time to time.

Where applicable, transactions and investments are subject to the terms, conditions, risk factors and documentation of the respective product provider, Asset Management Company, insurer, issuer, platform or other regulated entity.

Depending on how you interact with us, we may collect the following information:

A. Contact Information

This may include:

• Name
• Mobile number
• Email address
• City or location
• Communication preferences

B. Financial and Investment Information

Where you voluntarily provide such information for financial planning, product suitability or service-related purposes, this may include:

• Investment objectives
• Investment preferences
• Risk-related information
• Existing investments
• Financial goals
• Income-related information
• Approximate investment amounts
• Insurance requirements
• Other information necessary to provide the requested service

We will collect only information that is reasonably required for the relevant purpose.

C. Information You Provide Through Forms

If you submit an enquiry, contact form, callback request, consultation request, workshop registration or other form on our website, we may collect the information you enter into that form.

D. Technical Information

When you visit our website, certain technical information may be collected automatically, such as:

• IP address
• Browser type
• Device type
• Operating system
• Website pages visited
• Date and time of access
• Referring website
• General website usage information

This information may be used for website security, analytics, performance improvement and troubleshooting.

We may use your information for purposes including:

• Responding to your enquiries and requests
• Contacting you regarding products or services you have requested
• Understanding your financial objectives and requirements
• Providing financial product information and distribution-related services
• Assisting with investment or insurance-related processes
• Communicating important service-related information
• Providing customer support
• Maintaining records required for business, regulatory or legal purposes
• Improving our website, services and customer experience
• Preventing fraud, misuse or unauthorized activity
• Sending educational content, newsletters or relevant information, where permitted and where you have consented or otherwise where legally permitted
• Complying with applicable laws, regulations and regulatory requirements

We do not intend to use your personal information for purposes unrelated to the purpose for which it was collected unless permitted or required by applicable law.

Easy2bewealthy understands that financial and investment-related information is sensitive and should be handled responsibly.

We use financial information provided by you only to the extent reasonably necessary for providing the requested service, understanding your requirements, assisting with product selection or processing, maintaining records, or complying with applicable legal and regulatory requirements.

You should not submit passwords, PINs, One-Time Passwords (OTPs), card PINs, internet banking credentials, UPI PINs or other confidential authentication credentials through our website, email, contact forms or social media channels.

Easy2bewealthy will never ask you to share your OTP, UPI PIN, ATM PIN, internet banking password or similar authentication credentials with us.

Our website may use cookies and similar technologies to improve website functionality, understand visitor behaviour, remember preferences and analyse website traffic.

Cookies may be used for purposes such as:

• Website functionality
• Security
• Analytics
• Performance monitoring
• Understanding how visitors use our website
• Improving content and user experience

You may be able to control or disable cookies through your browser settings. However, disabling certain cookies may affect the functionality of some parts of the website.

We may use third-party service providers to help us operate our website and business. These may include providers of:

• Website hosting
• Website analytics
• Communication services
• Email services
• Customer relationship management systems
• Online forms
• Payment or transaction-related services
• Marketing and communication tools
• Security services

Such third parties may process information on our behalf for specified purposes and may be subject to their own privacy policies and applicable legal requirements.

Where you proceed with an investment, insurance application or other financial product, your information may also need to be shared with the relevant Asset Management Company, insurer, issuer, intermediary, platform, registrar, KYC agency, regulator, bank or other authorized entity, as necessary to provide the requested service or comply with applicable requirements.

We do not sell your personal information as a business practice.

We may share personal information where reasonably necessary:

• To provide a service requested by you
• With financial product manufacturers or service providers involved in your transaction
• With insurers, AMCs, registrars, KYC agencies, platforms, issuers or other authorized intermediaries
• With technology and service providers assisting us
• To comply with applicable laws, regulations, court orders or regulatory directions
• To protect the rights, property or security of Easy2bewealthy, our customers or others
• To investigate fraud, security incidents or unauthorized activity
• In connection with a business restructuring, merger, acquisition or transfer, where legally permitted

We seek to limit information sharing to what is reasonably necessary for the relevant purpose.

We take reasonable measures to protect personal information against unauthorized access, misuse, alteration, disclosure, loss or destruction.

However, no method of transmission over the internet or electronic storage can be guaranteed to be completely secure. Therefore, while we take reasonable precautions, we cannot guarantee absolute security of information transmitted to or stored by us.

You are also responsible for maintaining the confidentiality of any credentials or information used to access services provided through third-party platforms.

We retain personal information only for as long as reasonably necessary for the purposes for which it was collected, including providing services, maintaining business and transaction records, resolving disputes, preventing fraud and complying with applicable legal, regulatory, tax, accounting and record-keeping requirements.

When information is no longer required and there is no legal or legitimate reason to retain it, we may delete, anonymize or otherwise dispose of it in accordance with applicable requirements.

Subject to applicable law and the circumstances of processing, you may have rights relating to your personal information, including the right to:

• Obtain information about the personal data being processed
• Request correction of inaccurate or incomplete personal information
• Request deletion of personal information where legally applicable
• Withdraw consent where processing is based on consent
• Request information regarding the processing of your personal data
• Raise a grievance regarding the handling of your personal information

Requests relating to personal data may be made using the contact details provided in the "Contact Us" section below.

Certain requests may be subject to applicable legal, regulatory or contractual limitations.

Where we process your personal information based on your consent, you may withdraw that consent by contacting us.

Withdrawal of consent will not affect the lawfulness of processing that took place before withdrawal.

Please note that withdrawing consent may affect our ability to provide certain services where the information is necessary to provide those services or where we are legally required to retain or process the information.

If you provide your contact information and consent to receive communications from us, we may contact you through channels such as:

• Phone
• Email
• SMS
• WhatsApp
• Other permitted electronic communication channels

Such communications may include educational information, financial awareness content, product-related information, service updates, workshops and other relevant communications.

You may request to stop receiving promotional communications from us at any time.

However, you may continue to receive essential service, transaction or regulatory communications where necessary.

Our website and services are not intended to knowingly collect personal information from children in circumstances where such collection is prohibited by applicable law.

If we become aware that personal information has been collected from a child in circumstances requiring consent or authorization under applicable law, we will take reasonable steps to address the situation.

Our website may contain links to third-party websites, applications or services.

These websites may have their own privacy policies and terms of use. Easy2bewealthy is not responsible for the privacy practices, security or content of third-party websites.

We encourage you to review the privacy policy of any third-party website before providing personal information.

Easy2bewealthy may maintain or use platforms such as YouTube, Instagram, Facebook, WhatsApp, LinkedIn or other communication and social media platforms.

Information shared through such platforms may be subject to the respective platform's privacy policies and terms.

You should avoid posting or sending confidential financial information, passwords, OTPs, PINs or other sensitive authentication information through public comments or unsecured communication channels.

The information provided on this website is intended for general educational and informational purposes and should not be considered a guarantee of returns or a substitute for understanding the relevant product documentation.

Investments in financial products are subject to market and other risks. Past performance is not indicative of future performance.

Product suitability depends on an individual's financial circumstances, objectives, risk profile and other factors.

Before making an investment decision, you should carefully read the relevant offer documents, scheme information documents, policy documents, terms and conditions and risk disclosures.

Easy2bewealthy does not guarantee any specific return unless expressly stated in an applicable product document issued by the relevant product provider.

We may update this Privacy Policy from time to time to reflect changes in our services, technology, business practices or applicable laws and regulations.

The updated version will be published on this webpage with a revised "Effective Date".

We encourage you to periodically review this Privacy Policy to stay informed about how we handle personal information.

This Privacy Policy shall be governed by and interpreted in accordance with the applicable laws of India.

Any dispute arising in relation to this Privacy Policy shall be subject to the applicable jurisdiction of courts in India, subject to applicable law.

By using this website and voluntarily providing your personal information, you acknowledge that you have read and understood this Privacy Policy.

Where applicable, we will obtain consent or rely on another lawful basis for processing personal information in accordance with applicable law.